Mandioca provides technology-enabled cross-border settlement and conversion services that support businesses engaged in international commerce. As a Money Services Business (MSB) registered with the U.S. Financial Crimes Enforcement Network (FinCEN), we help clients facilitate the conversion of supported digital assets (such as USDT) into U.S. dollars for compliant global payment flows.

Clients initiate a transfer of supported digital assets to a designated address for settlement purposes. Upon completion of applicable compliance reviews, Mandioca facilitates the delivery of the corresponding USD amount—net of disclosed fees—to the client’s verified bank account.
All transaction terms, including applicable fees and exchange rates, are communicated upfront to ensure transparency and operational clarity.

Most transactions are completed on a same-day basis, though timing may vary depending on transaction size, compliance review requirements, and bank wire schedules. Mandioca prioritizes both efficiency and regulatory rigor in all transaction processing.

Yes. Mandioca’s services are designed to support secure and efficient cross-border settlement for businesses operating across multiple jurisdictions and international trade corridors.

Digital asset transfers executed on a blockchain are generally irreversible. For this reason, clients are strongly encouraged to confirm all transaction details prior to initiating a transfer. Where operationally possible, Mandioca will assist in reviewing and addressing errors in coordination with the client.

Yes. Fees may apply depending on transaction size, settlement corridor, and service type. All applicable fees are disclosed prior to transaction completion to ensure transparency.

Yes. Mandioca is registered with the U.S. Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB) and operates in accordance with the Bank Secrecy Act (BSA) and other applicable U.S. regulatory requirements.
In addition, Mandioca maintains an international regulatory footprint to support compliant cross-border operations. This includes:
A licensed Digital Asset Service Provider (DASP) entity in El Salvador


An MSO (Money Service Operator) license application in progress in Hong Kong


Money Transmitter License (MTL) applications currently in process in the State of Delaware and the State of Florida


Compliance is central to our operations, and we continuously monitor regulatory developments across all relevant jurisdictions to maintain alignment with evolving standards and best practices.

Mandioca maintains a comprehensive Anti-Money Laundering (AML) compliance program designed around the core pillars of U.S. AML regulations. This includes:
Customer identification and verification (KYC/KYB)


Transaction monitoring and risk-based controls


OFAC and sanctions screening


Ongoing employee training


Periodic independent program reviews

As a regulated MSB, Mandioca is required to verify the identity of its customers prior to facilitating transactions. This process supports compliance obligations, enhances transaction integrity, and helps protect clients and the broader financial ecosystem from fraud and unlawful activity.

If a customer or transaction is identified as a potential match to an OFAC or sanctions-related restriction, Mandioca will block or reject the transaction as required and follow all applicable reporting and regulatory protocols.

In accordance with regulatory requirements, Mandioca securely maintains transaction and compliance records for a minimum of five (5) years to support audits, examinations, and regulatory obligations.